India just had a mobile network revolution yesterday; thanks to Reliance Jio. It's time India gets another long-due technology i.e. mobile payment. There are many advantages of using mobile payment over cash or ATM cards. You are less likely to lose your phone - assuming you fiddle with your phone as much as I do. Even if you lose your phone, you can at least try to track it down using GPS. Your phone doesn't physically deteriorate over time. No need for mints. No wastage of paper. It's environment friendly. No maintenance needed unlike ATMs. More secure than ATM PIN codes. Mobile payment uses your fingerprints for verification. Mobile payment is much more convenient. Your employer transfers your salary to the bank and you can directly pay from your bank account. No need to withdraw the cash and hand it over to the merchant, who eventually does the reverse process after they received the money. Such waste of time. Instead just bring your phone or watch close to the